Florida Owner Finance Mobile Homes, Florida Owner Finance Modular Homes, Owner Financing Mobile Homes, Owner Financed Mobile homes

IF LAND IS INCLUDED, then Owner Finance is defined as: "A Contract for Deed or an actual Deed of Trust is provided at closing."

If there is no land, just the mobile home that is being offered, seller should provide title that shows seller as the first lien holder and buyer as the current owner.

It is against our advertising rules IF YOU ARE NOT PROVIDING one or the other, to place your listing in this section / category. We have a specific section / category for your listing.

Please choose the category that fits what you are providing.

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Here you may find Owner Finance Mobile Homes that are being offered with and without land.  These Owner Finance Mobile Homes may be offered for sale by an individual, real estate dealer, or even a Mobile Home Dealer.

While "Mobile Home" or "Trailer House" is still the 2 most common terms used for these homes in America, the actual term now is "Manufactured Housing".

Now the industry didn't just change the terminology.  They actaul changed, vastly improved, the way they were building mobile homes.

Here is what the Manufactured Housing Institute has to say on the subject.

Manufactured Homes:  are built entirely in the factory, under a federal building code, administered by the U.S. Department of Housing and Urban Development (better known as HUD). The Federal Manufactured Home Construction and Safety Standards (commonly known as the HUD Code) was effective as of June 15, 1976. Manufactured homes may be single - or multi-section (double wides, triple wides, etc) and are transported to the site and setup. The federal standards regulate manufactured housing design, construction, strength, durability, transportability, fire resistance, energy efficiency, and quality. The HUD Code also sets performance standards for the heating, plumbing, air conditioning, thermal and electrical systems. This code is the only federally-regulated national building code. On-site additions, such as garages, decks and porches, often add to the attractiveness of manufactured homes and must be built to local, state and or regional building codes.

Modular Homes: These are factory built homes and they must be built to the state, local and or regional code where the home will be located. Modules are transported to the site and installed.  This module can be the entire home.

Panelized Homes: These homes are factory-built in panels - a whole wall with windows, doors, wiring and outside siding - are transported to the site and assembled. The homes must meet state and or local building codes where they are sited.

Pre-Cut Homes: These homes are factory-built housing in which building materials are factory-cut to design specifications, transported to the site and assembled. Pre-cut homes include kit, log and dome homes. These homes must meet local, state, and or regional building codes.

Mobile Homes: This term was used for manufactured homes built prior to June 15, 1976, when the HUD Code went into effect. By 1970, these homes were built to voluntary industry standards that were eventually enforced by 45 of the 48 contiguous states.

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